There is something to be said for rash over-confidence. Steven Bartlett often talks about how you can bend the world if you believe that you can. Sounds a bit cheesy and it is but I think it’s largely true. My friend Adam is a perfect example of this. He moved to Canada from Ireland with nothing, he’s 26, no degree, started his career late, got married young, has two kids, single income family, but he has a higher net worth than 90% of guys his age! Unless there’s some sketch